Engineered for the federal framework. Before the framework existed.
The GENIUS Act, signed July 18, 2025, established the first comprehensive U.S. federal framework for payment stablecoins. ZUSD was designed to those standards from inception: 100% Treasury-backed, continuously attested, and redeemable on demand.
Reserves are held with regulated custodians and verified on-chain. Every block carries a fresh attestation hash. Nothing is held off-chain on trust.
Collateral
100%
Backing
U.S. Treasuries
Attestation
Per block
Framework
GENIUS Act
Collateral
100% Treasuries
U.S. Treasury instruments with continuous mark-to-market, held with a regulated institutional custodian.
Settlement
P2P, zero-fee
ZUSD trades peer-to-peer on ZeroChain with no maker, taker, or routing fees.
Compliance
GENIUS Act native
Architected to the federal payment-stablecoin framework, not retrofitted to it.
Redemption
Direct to USD
Whitelisted institutional counterparties redeem 1:1 against the underlying Treasury pool.
Transparency
On-chain attestation
Reserve composition and ratio are anchored to the chain every block, auditable by anyone.
Yield
Protocol-routed
Reserve yield on the Treasury collateral accrues to the protocol rather than the holder, the same revenue model that made Tether profitable, funding network operations and ecosystem development under ZHC validator-quorum governance.
Reserve ratio
1:1
Settlement finality
Absolute
Trading fee
$0.00
Energy / tx
< 0.0001 kWh